I recently received a bill for lab work from my “free” health screening my Insurance provided for me to insure my good health. You may or may not imagine my thoughts on this, it doesn’t matter because my thoughts changed again when I received the explanation of my benefits.   March 10th, 2014 Dear Sir/Madam/Dependent/Spouse/Other/Dependent#2, This notice is to inform you that the procedure/treatment performed on February 19, 2014 is not covered under your health plan by reason code L0L. Receiving an explanation of benefits showing that a service was not covered can be confusing and frustrating. You may have figured out that your coverage contains a wide range of benefits and resources unavailable to you. You might wonder if, deep down, we care about your health or mock you in times of illness or injury. You might feel that we are dashing your 2014...

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